The Rules of Wealth: A Personal Code for Prosperity and Plenty

if you didn't need the money
40 Spend less than you earn
41 Don't borrow money unless you really, really have to
42 Consider consolidating debts
43 Cultivate a skill and it'll repay you over and over again
44 Pay off your loans and debts as a priority
45 Don't be too busy earning a living to make some money
46 Save in big chunks or should you?
47 Don't rent, buy
48 Understand what investing really means
49 Build a bit of capital then invest it wisely
50 Understand that property, in the long run, will not outpace shares
51 Master the art of selling
52 See yourself as others do
53 Don't believe you can always win
54 Don't pick stocks yourself if you don't know what you're doing
55 Understand how the stock market really works
56 Only buy shares (or anything) you can understand
57 Use your head
58 By all means, use the investment professionals (but don't be used by them)
59 If you are going to get financial advice, pay for it
60 Don't fiddle
61 Think long term
62 Have a set time of day to work on your wealth strategy
63 Pay attention to detail
64 Create new income streams
65 Learn to play What if?'
66 Control spending impulses
67 Don't answer ads that promise get-rich-quick schemes it won't be you who gets rich quick
68 There are no secrets
69 Don't just read this do something
Getting even wealthier
70 Carry out a finance health check regularly
71 Get some money mentors
72 Play your hunches
73 Don't sit back
74 Get someone to do the stuff you can't
75 Know yourself solo, duo or team player
76 Look for the hidden asset/opportunity
77 Don't try to get rich too quickly
78 Always ask what's in it for them
79 Make your money work for you
80 Know when to let go of investments
81 Know your own style
82 Know why you should be able to read a balance sheet and how
83 Be one step ahead of your tax collector
84 Learn how to make your assets work for you
85 Don't ever believe you're only worth what you are being paid
86 Don't follow the same route as everyone else
Staying wealthy
87 Shop for quality
88 Check the small print
89 Don't spend it before you've got it
90 Put something aside for your old age no, more than that! 188
91 Put something aside for emergencies/rainy days the contingency fund
92 You paid what for it? How to shop around
93 Never borrow money from friends or family (but you can allow them to invest)
94 Don't surrender equity
95 Know when to stop sharing your wealth
96 Use your wealth wisely
97 Never lend money to friends or family unless you are prepared to write it off
98 Don't lend, take equities
99 You really, really can't take it with you
100 Know when/how to say no and yes
101 Find ways to give people money without them feeling they are in your debt
102 Don't over-protect your children from the valuable experience of poverty
103 Know how to choose charities/good causes
104 Spend your own money because no one will spend it as wisely as you
105 Take responsibility before you take advice
106 Once you've got it, don't flaunt it
107 What's next? Pacts with the devil?
The Rules of other people's wealth
1 Don't judge
2 Don't envy it
3 Other people's money belongs to them
4 They can give it all away if they like
5a Once they've gone, you can't ask questions
5b Once they've gone, you can't ask questions
6 Blood comes before money
7 Your children owe you nothing
8 Don't make money taboo
9 If they give it to you, it's yours