FinTech in Germany

1. Introduction.- 2. Definition of FinTech and Description of the FinTech Industry.- 3. Methodology.- 4. The FinTech Market in Germany.- 5. International Position of the German FinTech Market.- 6. Forecasts for the FinTech Market in Germany.- 7. Academic Research.- 8. Summary.

Prof. Dr. Gregor Dorfleitner pursued graduate work in electrical engineering, mathematics and business administration at the University of Augsburg, from which he received his Ph.D. in 1998. He completed his habilitation in the field of business administration in 2003 and from 2004-2007 he was a professor at the Vienna University of Economics and Business. Since 2007 he has held the positions of Chair of Finance and Director of the Center of Finance at the University of Regensburg. His research focuses on sustainable investments, investment decisions, microfinancing and FinTech, and it has been published in numerous international scholarly journals.

Jun.-Prof. Dr. Lars Hornuf, who pursued graduate work in political economy at the University of Essex, joined the University of Munich in 2006 from which he received a Ph.D. in economics in 2011. He has been a visiting scholar at UC Berkeley, Stanford Law School, Duke University, Georgetown University, the Center for Economic Studies, and the House of Finance at the Goethe University Frankfurt. In 2014 he was appointed Assistant Professor of Law and Economics at the University of Trier. He is currently an Affiliated Research Fellow at the Max Planck Institute for Innovation and Competition at Munich. His research focuses on FinTech, law and finance, as well as fraud and behavioral science.


Matthias Schmitt is a research fellow and doctoral student at the Max Planck Institute for Innovation and Competition at Munich. He has master's and bachelor's degrees in business administration from the Ludwig Maximilian University of Munich. He has professional experience in the banking industry and in corporate finance and strategy. His research interests include entrepreneurial finance and FinTech.


Martina Weber is a research associate and doctoral student at the University of Regensburg. She holds an M.Sc. in business administration (with honors) from the University of Regensburg and an M.Sc. in