The Unbanking of America (ePub)
How the New Middle Class Survives
(Sprache: Englisch)
Why Americans are fleeing our broken banking system: "Startling and absorbing…Required reading for fans of muckraking authors like Barbara Ehrenreich."-Publishers Weekly (starred review)
What do an undocumented immigrant in the South Bronx, a...
What do an undocumented immigrant in the South Bronx, a...
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Why Americans are fleeing our broken banking system: "Startling and absorbing…Required reading for fans of muckraking authors like Barbara Ehrenreich."-Publishers Weekly (starred review)
What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twentysomething graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans.
Lisa Servon delivers a stunning indictment of America's banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve those outside the one percent.
"Valuable evidence on the fragility of the personal economies of most Americans these days."-Kirkus Reviews
"An intelligent plea for financial justice…[An] excellent book."-The Christian Science Monitor
What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twentysomething graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans.
Lisa Servon delivers a stunning indictment of America's banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve those outside the one percent.
"Valuable evidence on the fragility of the personal economies of most Americans these days."-Kirkus Reviews
"An intelligent plea for financial justice…[An] excellent book."-The Christian Science Monitor
Autoren-Porträt von Lisa Servon
LISA SERVON is a professor of city and regional planning at the University of Pennsylvania and a former dean of the New School. Her work on consumer financial services has been published in the Wall Street Journal, the Atlantic online, The New Yorker online, and elsewhere.
Bibliographische Angaben
- Autor: Lisa Servon
- 2020, 277 Seiten, Englisch
- Verlag: Mariner Books
- ISBN-10: 0544611187
- ISBN-13: 9780544611184
- Erscheinungsdatum: 11.06.2020
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- Dateiformat: ePub
- Grösse: 1.85 MB
- Mit Kopierschutz
Sprache:
Englisch
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