The Crises of Microcredit (PDF)
(Sprache: Englisch)
Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the...
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Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the way it is implemented?
Drawing on extensive empirical research conducted in various parts of the world - from Morocco to Senegal to India - this important volume examines the whole chain of microcredit to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies.
An original and necessary intervention in what has become one of the most contentious topics within the development world.
Drawing on extensive empirical research conducted in various parts of the world - from Morocco to Senegal to India - this important volume examines the whole chain of microcredit to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies.
An original and necessary intervention in what has become one of the most contentious topics within the development world.
Autoren-Porträt
Isabelle Guérin is a socioeconomist and senior research fellow at the Institute of Research for Development/Centre d'études en sciences sociales sur les mondes américains africains et asiatiques (Cessma), and an associate researcher at both the French Institute of Pondicherry (India) and the Centre for European Research in Microfinance (CERMi, Belgium).Marc Labie is full professor at the Warocqué School of Business and Economics of the University of Mons (UMONS). He is also a co-founder and co-director of the Centre for European Research in Microfinance (CERMi), an excellence centre based in Mons and Brussels, Belgium. In 2011, he co-edited The Handbook of Microfinance with Professor Beatriz Armendariz.
Jean-Michel Servet is professor emeritus at Lyon University, and currently professor in development studies at the Graduate Institute of International and Development Studies in Geneva.
Bibliographische Angaben
- 2015, 1. Auflage, 221 Seiten, Englisch
- Herausgegeben: Isabelle Guérin, Marc Labie, Jean-Michel Servet
- Verlag: Bloomsbury UK
- ISBN-10: 1783603763
- ISBN-13: 9781783603763
- Erscheinungsdatum: 15.10.2015
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