Power Up (PDF)

A proven survival guide for these economically rocky,
debt-ridden times

Millions of people suffer financial hardship due to job loss and
a variety of other factors. What you need to do in order to take
control of your financial destiny includes changing the way you
confront and deal with everyday pressures related to shopping,
advertising, credit cards, keeping up with the Joneses, and
spending money.

In Power Up, Howard Dvorkin--founder of Consolidated
Credit Counseling Services--draws on his years of experience
helping thousands of people overcome devastating financial
hardship. He provides you with time-tested strategies and powerful
tools to rebuild your financial life on a solid and enduring
foundation. Besides discussing guidelines for creating a realistic
budget and sticking to it, Dvorkin also shares tips on how to learn
to live without credit cards--and love doing it--as well
as puts you in a better position to understand the difference
between what you want and what you need.

* Filled with effective budgeting tools, worksheets, and other
valuable forms

* Provides a look at the tricks that lenders and credit card
companies use to make you a slave to debt

* Offers ideas on how to redirect your urge to shop into
activities that satisfy your deeper needs and methods to improve
your fiscal psychology

* Contains priceless advice on how to educate your kids about
money and personal finance

Do you want a chance to start over again with a clean slate? Do
you want the peace of mind that comes with knowing you're in charge
of your financial destiny? If you answered yes to any of these
questions, then it's time to Power Up!