Buying Time (PDF)

DO EVERYTHING YOU WANT, AND STILL COVER EVERYTHING YOU NEED, IN
RETIREMENT.

Buying Time begins where most other retirement books end.
Instead of covering how to accumulate money for your retirement, it
gives you direction from that point forward-how to draw upon your
assets most efficiently to create the income you will need
throughout retirement. It provides an integrated approach to
planning your income in retirement, so that you can do everything
you want and still cover everything you need.

Buying Time will help you to make better use of your
resources, and make the best of your prime retirement years.

* Explains how to set your lifestyle objectives and plan for the
best use of your money in retirement.

* Cover different strategies for different stages of retirement,
so that you can make the best of your prime years while still
providing for contingencies and long-term health
considerations.

* Fully updated, this revised edition includes information on:
adjustments in tax rates and tax credits; new and amended tax
legislation; major changes to the pension income-splitting rules;
new financial products and investment options for people in
retirement; and more.

* A proven, integrated, four-part approach to retirement
planning: structuring and planning income, investing during
retirement, health-risk management, and wealth transfer.

* Offers advice on how to work with an advisor to create and
implement a plan that's right for you.

* Includes practical examples, illustrations, forms, and
checklists.

Buying Time offers practical, proven strategies that
readers can apply at every stage of retirement, from the "golden
years' to the "olden years."