Pensionize Your Nest Egg (ePub)

Guarantee your retirement income with a DIY pension

Pensionize Your Nest Egg describes how adding the new
approach of "product allocation" to the tried-and-true asset
allocation approach can help protect you from the risk of outliving
your savings, while maximizing your income in retirement.

This book demonstrates that it isn't the investor with the most
money who necessarily has the best retirement income plan. Instead,
it's the investor who owns the right type of investment and
insurance products, and uses product allocation to allocate the
right amounts, at the right time, to each product category.

This revised second edition is expanded to include investors
throughout the English-speaking world and updated to reflect
current economic realities.

Readers will learn how to distinguish between the various types
of retirement income products available today, including life
annuities and variable annuities with living income benefits, and
how to evaluate the features that are most important to meet their
personal retirement goals.

* Evaluate the impacts of longevity, inflation, and sequence of
returns risk on your retirement income portfolio

* Make sense of the bewildering array of today's retirement
income products

* Measure and maximize your Retirement Sustainability
Quotient

* Learn how your product allocation choices can help maximize
current income or financial legacy -- and how to select the
approach that's right for you

* Walk through detailed case studies to explore how to pensionize
your nest egg using the new product allocation approach

Whether you do it yourself or work with a financial advisor,
Pensionize Your Nest Egg gives you a step-by-step plan to
create a guaranteed retirement income for life.